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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

I have always been very happy with every Aspect off...

I have always been very happy with every Aspect off Service from Zopa Reviewed on: 5th March 2024

Zopa help me build up my credit rating

Zopa help me build up my credit rating Reviewed on: 5th March 2024

Great credit card

Great credit card keeps you up to date with your spending at all times Reviewed on: 5th March 2024

Zopa. Helpful & Supportive

All the time I've been with Zopa its been a great experience. Even when I went through a bad patch, they were there with support. Reviewed on: 5th March 2024

Zopa Credit Card

Since using my Zopa Credit Card I haven'texperienced problem. I am very happy I applied for it. Reviewed on: 5th March 2024

Excellent customer would recommend Zopa highly

Excellent customer would recommend Zopa highly Reviewed on: 5th March 2024

Credit card

Very friendly staff card is easy to use and payment not to much that you can’t handle monthly payments Reviewed on: 5th March 2024

User friendly app

User friendly app. Flexible and support available Reviewed on: 5th March 2024

Very easy to keep an eye on transactions using the o...

Very easy to keep an eye on transactions using the online app. Very competitive rates. Reviewed on: 5th March 2024

Support very friendly .

Support very friendly .had a very good experience with them they help with any problems Reviewed on: 5th March 2024

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