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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Fantastic credit card

Easy to shop looks good and is good Reviewed on: 5th March 2024

Great credit card company.

Great credit card company. App is easy to use and very clear. Reviewed on: 5th March 2024

ZOPA A1 SERVICE

It's easy to use and the customer service. Advisers on the telephones are absolutely brilliant and polite always help you in any shape of form. Reviewed on: 5th March 2024

Had no hassle easy to deal with any query

Had no hassle easy to deal with any query Reviewed on: 5th March 2024

Zopa! Realer!!!

Zopa! Is user friendly and helps you build your credit score. Easy to apply for it and be accepted. Reviewed on: 5th March 2024

Quality service

Very easy to use app and quality service Reviewed on: 5th March 2024

Zopa is great never been a problem with them

Zopa is great never been a problem with them Reviewed on: 5th March 2024

Excellent communication throughout the process of ob...

Excellent communication throughout the process of obtaining my credit card Reviewed on: 5th March 2024

Great staff excellent customer support

Great staff excellent customer support Reviewed on: 5th March 2024

Nothing to say but don’t get bothered by unwanted cr...

Nothing to say but don’t get bothered by unwanted credit increases so great for me Reviewed on: 5th March 2024

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