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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy application, quick response.

Easy application, quick response. App is very user friendly. Credit increases are offered periodically which I find beneficial. Reviewed on: 5th March 2024

Easy balance transfer

I was looking for a card to transfer a balance Reviewed on: 5th March 2024

Very professional and you can speak go a human

Very professional and you can speak go a human Reviewed on: 5th March 2024

Money matters

Tried many of the credit cards, but this is a great credit card good APR would recommend it to friends Reviewed on: 5th March 2024

Make Zopa your first choice

Zopa if you want to work with a great company and want a honest experience and relationship this would be my first choice.The app is fantastic easy to use and customer service and care is next to none.. Reviewed on: 5th March 2024

Great service, easy to use app, fast turnaround time...

Great service, easy to use app, fast turnaround time and always on hand when I need it. Reviewed on: 5th March 2024

Very easy to keep track of everything.

Very easy to keep track of everything. Help easily available if required. Reviewed on: 5th March 2024

Great provider, everything really easy

Great provider, everything really easy Reviewed on: 5th March 2024

No problems, easy to pay and use.

No problems, easy to pay and use. Reviewed on: 5th March 2024

Very good card

The best and Very good cardi have ever seen Reviewed on: 5th March 2024

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