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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

They don't judge on your past credit, they just giv...

They don't judge on your past credit, they just give someone a chance to get credit Reviewed on: 5th March 2024

Good credit card but high interest.

Good credit card but high interest. Would still recommend to friends and family. Reviewed on: 5th March 2024

Nothing but grrat value.

Nothing but grrat value. Great customer service. Reviewed on: 5th March 2024

Y am very nice dis card is very ok

Y am very nice dis card is very ok Reviewed on: 5th March 2024

Easy to apply, swift decision, easy to contact if n...

Easy to apply, swift decision, easy to contact if needed Reviewed on: 5th March 2024

Easy application quick decision good experience woul...

Easy application quick decision good experience would definitely recommend to family and friends Reviewed on: 5th March 2024

Easy to use,great app spend controls,making managing...

Easy to use,great app spend controls,making managing my card easier Reviewed on: 5th March 2024

Very good customer service very polite person

Very good customer service very polite person Reviewed on: 5th March 2024

Just a great experience with wonderful people who su...

Just a great experience with wonderful people who support you Reviewed on: 5th March 2024

Zopa helped me build my credit score.

Zopa helped me build my credit score. Monthly repayments are affordable Reviewed on: 5th March 2024

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