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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Great service

Great cumication, query’s resolved quickly, easy to use app Reviewed on: 5th March 2024

credit card

very good credit card and good service Reviewed on: 5th March 2024

Very good credit card

Very good communication with staff , very helpful card for me Reviewed on: 5th March 2024

Very good customer service.

Very good customer service. Easy to communicate Reviewed on: 5th March 2024

Excellent

Very good service would recommend Reviewed on: 5th March 2024

5 star experience

Super easy to use, excellent communication, hassle free Reviewed on: 5th March 2024

Great Service

I will recommend, great credit card. Reviewed on: 5th March 2024

My experience

My experience is very good with Zopa charge very reasonable interest rate Reviewed on: 5th March 2024

Brilliant Service.

Very professional and friendly, it seems like nothing is too much Reviewed on: 5th March 2024

Its been a fantastic experience the app is very usef...

Its been a fantastic experience the app is very useful in managing my card Reviewed on: 5th March 2024

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