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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Using your credit card is very easy and simple

Using your credit card is very easy and simple Reviewed on: 5th March 2024

Great app ever

The app is really easy to use and advises on the insight of what needed funding to improve one's credit ratings. Reviewed on: 5th March 2024

Best card ever

Fast, easy and efficient and all together excellent and I recommend it highly Reviewed on: 5th March 2024

Excellent communication from the customer service team.

Excellent communication from the customer service team. Reviewed on: 5th March 2024

My card experience

Initial application was very easy and clear, good credit limit applied, clear and concise statements at a glance. Easy to access details, spending etc. Help and advice always available Reviewed on: 5th March 2024

Helped me get a credit card when others wouldn’t!

Helped me get a credit card when others wouldn’t! Support me with payments etc Reviewed on: 5th March 2024

Great app nice staff

Great app does it all but if not they are always quick to get back to you and when they do they are more than reasonable. Reviewed on: 5th March 2024

Perfection

I love everything with this credit card and the customer service I love 100%. Reviewed on: 5th March 2024

Easy to deal with and accessible app that is easy to...

Easy to deal with and accessible app that is easy to use Reviewed on: 5th March 2024

Find Zopa very good for my needs

Find Zopa very good for my needs Reviewed on: 5th March 2024

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