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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Very easy to deal with as a company.

Very easy to deal with as a company. Good products and help those which other companies don’t. Reviewed on: 5th March 2024

Friendly, helpful.

Friendly, helpful. A great addition to any wallet. Reviewed on: 5th March 2024

Customer service is 100% they very helpful in making...

Customer service is 100% they very helpful in making payment the online service is very good Reviewed on: 5th March 2024

Good choice.

I am a new customer since few months and every thing so far going good.Best thing is to get everything on line is nice option.No wait and we are on the point where you need to be. Reviewed on: 5th March 2024

Very helpful friendly understanding staff who goes...

Very helpful friendly understanding staff who goes extra mile Reviewed on: 5th March 2024

Good so far

Good do far!Interest free when full balance is paid at the end of the month. Reviewed on: 5th March 2024

ZOPA HAS EXCELLENT SERVICES , TIMELY COMMUNICATION A...

ZOPA HAS EXCELLENT SERVICES , TIMELY COMMUNICATION AND UPDATED INFORMATION Reviewed on: 5th March 2024

Simply excellent and amazing - great rates and service

Simply excellent and amazing - great rates and service Reviewed on: 5th March 2024

Great having a card that help save £

I’ve loved having a cc that also shows me safe ppl to buy. From also my broadband & other excellent services which I’ve chose like energy suppliers which rate & others great app they supply which supports everything you need Reviewed on: 5th March 2024

Always kept up to date with statements and payment d...

Always kept up to date with statements and payment due dates. Alerts when using card with what used and available balance. Reviewed on: 5th March 2024

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