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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

App easy to use and understand.

App easy to use and understand. Easy to apply Reviewed on: 5th March 2024

It has been excellent experience.

my experience with Zopa credit credit has been a very good and rewarding encounter. I get responses whenever i need support and the card was delivered in good time. Reviewed on: 5th March 2024

No stress no high interest!! Very lovely card

No stress no high interest very lovely card Reviewed on: 5th March 2024

Easy application process and the app is great too.

Easy application process and the app is great too. Very happy with it. Reviewed on: 5th March 2024

I would recommend Zopa

Zopa send updates regularly and it was so easy to apply for the credit card. Everything was so smooth. Reviewed on: 5th March 2024

Very friendly and efficient team

Very friendly and efficient, always able to help with queries, very happy with the service they provide Reviewed on: 5th March 2024

Applying to Zopa was easy and straightforward.

Applying to Zopa was easy and straightforward. Reviewed on: 5th March 2024

Very easy to apply very quick response.

Very easy to apply very quick response. very easy to use App. Never had any problems with card or App. Reviewed on: 5th March 2024

Great communication and easy to use app.

Great communication and easy to use app. Reviewed on: 5th March 2024

Very good and ever so easy to use great value and ea...

Very good and ever so easy to use great value and easy to build your credit rating Reviewed on: 5th March 2024

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