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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

Easy easy to access,easy communication and quick res...

Easy easy to access,easy communication and quick response. Reviewed on: 5th March 2024

Excellent service from start to finis

Excellent service from start to finis Reviewed on: 5th March 2024

User friendly

Simple to use. Always shows up, when it matters. Reviewed on: 5th March 2024

1 of many Happy Customers

Never had a problem, easy to use for payments, great balance transfer rates Reviewed on: 5th March 2024

I enjoy having zopa credit card, they have low inter...

I enjoy having zopa credit card, they have low interest rates, the app is also easy to used and they provide great service to customers. Reviewed on: 5th March 2024

Very helpful, friendly staff, always supports your b...

Very helpful, friendly staff, always supports your best interests Reviewed on: 5th March 2024

As a new customer I am very happy with the Zopa cred...

As a new customer I am very happy with the Zopa credit card. Reviewed on: 5th March 2024

I needed to stop a payment I did not make and they w...

I needed to stop a payment I did not make and they were very very helpful and fast 10:10 Reviewed on: 5th March 2024

Always available to help was very informative

Always available to help was very informative Reviewed on: 5th March 2024

I have never had any issues with my card or with the...

I have never had any issues with my card or with the app Reviewed on: 5th March 2024

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