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Zopa: Credit card reviews

Name: Credit card
Rating: 4.92 (40272 reviews)

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4.93

Based on 40,272 reviews, last reviewed 7th Dec 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

The best card of uk than other cards The best card of uk than other cards Reviewed on: 7th December 2025

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40272)

Review of the Zopa, Credit card:

Great company!

Zopa is a great company. I have never had any issue with my credit card account, even if I have accidentally exceeded my limit. I am very happy to support them. Reviewed on: 14th January 2023

Automation enhanced services gives better customer s...

Automation enhanced services gives better customer services Reviewed on: 27th April 2025

It's a great app and very easy to use and nothing is...

It's a great app and very easy to use and nothing is to much trouble excellent service. Reviewed on: 27th April 2025

Easy application, great easy app to use, can monitor...

Easy application, great easy app to use, can monitor your credit score to improve. Reviewed on: 27th April 2025

Amazing Credit Card and every good customer service.

Amazing Credit Card and every good customer service. Reviewed on: 27th April 2025

It’s very easy to apply and it’s very helpful for...

It’s very easy to apply and it’s very helpful for me Reviewed on: 27th April 2025

Fantastic excellent experience

Excellent helpful easy website fantastic very helpful Reviewed on: 27th April 2025

Great customer service and support

Great customer service and support Reviewed on: 27th April 2025

Never had any trouble always friendly and polite

Never had any trouble always friendly and polite Reviewed on: 27th April 2025

I've had a fantastic experience with my Zopa Credit...

I've had a fantastic experience with my Zopa Credit Card! The application process was simple and quick, and I was kept updated every step of the way. The app is super easy to use, making it simple to track spending, set limits, and manage payments. I also really appreciate the clear communication — no hidden fees, everything is transparent. Customer service has been responsive and helpful whenever I've had a question. Overall, I highly recommend Zopa for anyone looking for a reliable, customer-friendly credit card! Reviewed on: 27th April 2025

Excellent.

Excellent. Easy use of the app as well Reviewed on: 27th April 2025

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