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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

Friendly reliable

One of the best cards to help your credit score Reviewed on: 11th April 2023

It was just simple, honest and boom, delivered.

It was just simple, honest and boom, delivered. I cant let them down as I intend to build a good relationship, beyond..... I strongly recommend them Reviewed on: 10th January 2024

I find using the card and App very easy.

I find using the card and App very easy. Reviewed on: 10th January 2024

very help full for me when im typical condition

very help full for me when im typical condition Reviewed on: 10th January 2024

Fast, efficient , friendly and easy to work with.

Fast, efficient , friendly and easy to work with. It was very simple to use easy to understand and deal with. I would be happy to use zopa again. Reviewed on: 10th January 2024

good service

I believe they have good service Reviewed on: 10th January 2024

Very easy to deal with and great customer service

Very easy to deal with and great customer service Reviewed on: 10th January 2024

Highly recommend Zopa great customer services

Highly recommend Zopa great customer services Reviewed on: 10th January 2024

Very professional operation everything runs smoothly

Very professional operation everything runs smoothly Reviewed on: 10th January 2024

Very happy with the card!

Very happy with the card! App is easy to use and helps a lot daily life Reviewed on: 10th January 2024

Good customer service

Good customer service excellant value for money Reviewed on: 10th January 2024

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