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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41965 reviews)

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4.93

Based on 41,965 reviews, last reviewed 23rd Jan 2026

166400% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good service Very good service, never any need for calling them. Reviewed on: 23rd January 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41965)

Review of the Zopa, Credit card:

Excellent service and product.

Also quick with payments always easy to use services and product. Reviewed on: 11th January 2023

Very satisfied with the using the card.

Very satisfied with the using the card. Very easy instructions. Reviewed on: 16th January 2026

Different

Different way of doing things but it works well Reviewed on: 16th January 2026

Quick approval able to set certain amounts of direct...

Quick approval able to set certain amounts of direct debit so you know it’ll always be paid and over the amount you can also defer it to minimum payment if short a certain month would recommend and have done so Reviewed on: 16th January 2026

Efficient and reliable .

Efficient and reliable . Good communication Reviewed on: 16th January 2026

Very good , would recommend to family and friends

Very good , would recommend to family and friends Reviewed on: 16th January 2026

Professional and friendly staff easy to manage

Professional and friendly staff easy to manage Reviewed on: 16th January 2026

They are a good credit card and don't bother you but...

They are a good credit card and don't bother you but let you pay without bother Reviewed on: 16th January 2026

Excellent

Quick service and customer care services is excellent Reviewed on: 16th January 2026

The constant updates and messages are helpfull

The constant updates and messages are helpfull Reviewed on: 16th January 2026

A shining light

I was accepted by Zopa when I would not be accepted anywhere else. So it is in reality 110% from me. Reviewed on: 16th January 2026

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