Smart Money People Logo

Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 12th Jun 2025
17% decrease in 5 star reviews
in the past 90 days
80% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great little app managed card, ideal for building... A great little app managed card, ideal for building your credit rating. I just wish their customer support was a bit more responsive, they do respond ... Read more Reviewed on: 12th June 2025
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (40269)

Review of the Zopa, Credit card:

Best credit card and amazing value for money

5
I have a credit card and a saving account - the customer service service is amazing as well as navigating the app is super easy and clear! Reviewed on: 22nd April 2025

Reasonable interest rate.

5
Reasonable interest rate. Good for people with a poor credit score, to help rebuild Reviewed on: 29th April 2025

Good customer service .

5
Good customer service . Very friendly and polite . Reviewed on: 29th April 2025

I find zopa an excellent credit card.

5
I find zopa an excellent credit card.excelllent company Reviewed on: 29th April 2025

Easy to use app and easy to follow instructions .

4
Easy to use app and easy to follow instructions . Helpful with the savings part Reviewed on: 29th April 2025

Very easy to apply, app easy to navigate

5
Very easy to apply, app easy to navigate Reviewed on: 29th April 2025

Zopa is a great card.

5
Zopa is a great card. No bother using it on app. Looks after me 100% Reviewed on: 29th April 2025

From start to finish absolutely perfect

5
From start to finish absolutely perfect Reviewed on: 29th April 2025

Great customer service and excellent customer commun...

5
Great customer service and excellent customer communication Reviewed on: 29th April 2025

Simply the best

5
The whole process is so quick and easy, from application to receiving my credit card. I like that I can track my transactions easily and regular communication is an absolute bonus Reviewed on: 29th April 2025

Dobry produkt.

4
Szybko,przejrzyście i poleciałbym znajomym. Reviewed on: 29th April 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1258 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 7175 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65246 reviews
    Zopa
    View all products