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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43500 reviews)

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4.94

Based on 43,500 reviews, last reviewed 22nd Mar 2026

156050% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Very good and no pressure.

Very good and no pressure. I have had a very positive experience with Zopa. Reviewed on: 15th January 2026

Really great credit card any problems they sort it o...

Really great credit card any problems they sort it out straight away Reviewed on: 15th January 2026

Great experience very professional easy to use

Great experience very professional easy to use Reviewed on: 15th January 2026

I mist one payment due to the app confusion and I ha...

I mist one payment due to the app confusion and I have never mist any before. I got a fine was a bit harsh. Reviewed on: 15th January 2026

Lovely easy app to use everything is very clear woul...

Lovely easy app to use everything is very clear would highly recommended Reviewed on: 15th January 2026

Been brilliant over the last year and zero abroad ch...

Been brilliant over the last year and zero abroad charges are a bonus Reviewed on: 15th January 2026

Easy and simple to use

Only use my card occasionally but I have always had fantastic service and always paid what I have used when I get my statement it’s so easy and simple, I would recommend it to anyone who needs a credit cats Reviewed on: 15th January 2026

Easy-to-use apps, clear statements, quick updates, s...

Easy-to-use apps, clear statements, quick updates, simple applications, and helpful support. Reviewed on: 15th January 2026

A nice simple credit card to get hassle free people...

A nice simple credit card to get hassle free people there if I need what more could you want Reviewed on: 15th January 2026

Always been good for me .

Always been good for me . Never had any problems . . Give me a pin when I do a transaction. Just like it. Reviewed on: 15th January 2026

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