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Zopa: Credit card reviews

4.94
Based on 43,500 reviews, last reviewed 22nd Mar 2026
156050% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

First class service I would recommend them to all my... First class service I would recommend them to all my freinds Reviewed on: 22nd March 2026
Colin H's avatar
Colin H

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile  Nkomo 's avatar
Thobekile Nkomo

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43500)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Is very good.

5
Is very good. Very Kind and experience Is very good Reviewed on: 15th January 2026

Good service, good experience

5
Good experience. The service is good and I will not hesitate to recommend zopa to friends Reviewed on: 15th January 2026

Easy to use app, updates quickly.

5
Easy to use app, updates quickly. I didn't expect to be accepted so I am very happy Reviewed on: 15th January 2026

App is excellent and always easy to find out anythin...

5
App is excellent and always easy to find out anything I need to know Reviewed on: 15th January 2026

Very helpful and great App

5
Very helpful. I was scammed for a small amount, but even so, Zopa stopped my card and issued another one within days, meaning I lost nothing else. Plus, the iPhone App is excellent. Reviewed on: 15th January 2026

The card thats help

5
zopa has help me out and they keep in touch with me which help with my spending thank you keep it up Reviewed on: 15th January 2026

Efficient & fast easy to contact

5
Efficient & fast easy to contact Reviewed on: 15th January 2026

Ease of use, and good quality service and support

5
Ease of use, and good quality service and support Reviewed on: 15th January 2026

Zopa are straight forward, friendly whilst being pro...

5
Zopa are straight forward, friendly whilst being professional, a refreshing banking solution. Reviewed on: 15th January 2026

I have Zopa and I apply for my family member...

5
I have Zopa and I apply for my family member as well Reviewed on: 15th January 2026

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