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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

No hassle company,easy to use ,very satisfied with e...

No hassle company,easy to use ,very satisfied with everything they do . Reviewed on: 15th January 2026

Great credit card and feel im in control and can wat...

Great credit card and feel im in control and can watch the money very closely Reviewed on: 15th January 2026

Top card

Very easy to manage, love the easy app setup Reviewed on: 15th January 2026

Excellent

I've had no problems since receiving the credit card. It's perfect for me. Reviewed on: 15th January 2026

Stress free credit building

Used to zopla after being in an Iva and its been so helpful to start building my credit again Reviewed on: 15th January 2026

No fuss to get cards and the app is great to use.

No fuss to get cards and app is great to use. Easy Reviewed on: 15th January 2026

Excellent all round service

Efficient, cost effective and informative. Reviewed on: 15th January 2026

Great company to deal with, lots of expertise

Great company to deal with, lots of expertise Reviewed on: 15th January 2026

So far so good

No reason as yet not to recommend Zopa to anyone...Excellent service Reviewed on: 15th January 2026

Great Experience

My experiencia is good with card Reviewed on: 15th January 2026

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