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Zopa: Credit card reviews

4.93
Based on 41,912 reviews, last reviewed 18th Jan 2026
80500% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service Very helpful, fast response. availability when needed to assist with any issues. Reviewed on: 18th January 2026
Mark B's avatar
Mark B

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025
David Lowe's avatar
David Lowe

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (41913)

Review of the Zopa, Credit card:

rating of card

5
having no trouble with zopa i rate them highly and are good for repairing credit rating Reviewed on: 17th April 2025

Excellent and very straightforward

5
Excellent and very straightforward to use Reviewed on: 17th January 2026

Wonderful experience I love it help me a lot,...

5
Wonderful experience I love it help me a lot, Reviewed on: 17th January 2026

Ever help if i had any problems the are always there...

5
Ever help if i had any problems the are always there to help Reviewed on: 17th January 2026

Easy to apply very informative and easy to use app p...

5
Easy to apply very informative and easy to use app plus seamless card use Reviewed on: 17th January 2026

Excellent customer service.

5
Great customer service. System is easy to understand and follow. Reviewed on: 17th January 2026

Cant fault them on anuthing

5
Everything is simple to do and no messing and very helpful the way that thay keep you informed Reviewed on: 17th January 2026

Excellent support, fast and efficient in all areas i...

5
Excellent support, fast and efficient in all areas if the service offered Reviewed on: 17th January 2026

Easy to use app, good communication from Zopa

5
Easy to use app, good communication from Zopa Reviewed on: 17th January 2026

I have excellent service very happy

5
I have excellent service very happy Reviewed on: 17th January 2026

Love love love it best lender out there

5
Love love love it best lender out there Reviewed on: 17th January 2026

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