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Zopa: Credit card reviews

Name: Credit card
Rating: 4.93 (41968 reviews)

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4.93

Based on 41,967 reviews, last reviewed 10th Feb 2026

166500% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Custmer service are excellent and friendly,app is ea... Custmer service are excellent and friendly,app is easy to use and i like the offers they have regarding accounts and savings Reviewed on: 9th February 2026

Latest lowest rating:

1

My credit card has been frozen due to suspicious act... My credit card has been frozen due to suspicious activity, I've checked my statement and nothing looks off, tried to get hold of Zopa all weekend with... Read more Reviewed on: 13th October 2025

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

What is this award?

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (41968)

Review of the Zopa, Credit card:

Michael king.

The ZOPA credit card Application was VERY straightforward, and easy to Apply for. - and everything was explained properly.— I wouldn’t hesitate to recommend them.- they treat you like a proper customer!! Reviewed on: 11th April 2023

Building my credit score

I have this credit card to help build my credit score and i'm very happy as this has had a massive impact. Reviewed on: 20th January 2026

Zoopa helped me build my credit by giving me sma...

Zoopa helped me build my credit by giving me small balance a very good interest rate and rewarding me by increasing limit with sensible use I would recommend zoopa to anyone who like me has had financial stuggles but is trying to re build Reviewed on: 20th January 2026

Not long winded to make a payment also easy and stra...

Not long winded to make a payment also easy and straightforward to make a payment Reviewed on: 20th January 2026

It would be a lot better if I could ring you as your...

It would be a lot better if I could ring you as your website can be difficult to navigate with Reviewed on: 20th January 2026

Fast to make payments.

Fast to make payments. Very good. Reviewed on: 20th January 2026

Excellent

Very helpful and professional, I had my card compromised and they dealt with very fast and efficient Reviewed on: 19th January 2026

So easy to use & clear statements.

So easy to use & clear statements. .customer service excellent. Reviewed on: 19th January 2026

Never had an issue with Zopa.

Never had an issue with Zopa. Even when I have had a bad month and struggld, there is always someone to help me work things out Reviewed on: 19th January 2026

So easy to make the move to Zopa they do everything...

So easy to make the move to Zopa they do everything for you Reviewed on: 19th January 2026

Up and running within no time.

Up and running within no time. Customer service amazing Reviewed on: 19th January 2026

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