Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

View other Zopa products

4.94

Based on 43,503 reviews, last reviewed 24th Mar 2026

156200% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Transparent lender They have been a great company to deal with. Everything is explained in plain English. Their offers are clear and when you speak to their staff they a... Read more Reviewed on: 24th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

application and well managed control of financi...

Easy application and well managed control of financial credit building. Reviewed on: 15th January 2026

App is very well designed and easy to use and try ol...

App is very well designed and easy to use and try old when next payment is due Reviewed on: 15th January 2026

always very helpful, helped me massively when i had...

always very helpful, helped me massively when i had fraud on account and also they have stopped fraud on my account before i had chance to notice. Reviewed on: 15th January 2026

Zopa are exerlant as they are very helpful when on t...

Zopa are exerlant as they are very helpful when on the phone to them and chatt to them on line very helpful and understanding with any problems you have they listen what you have to say to them every thing they send you is allways on tome Reviewed on: 15th January 2026

They helped me when no one else would

They helped me when no one else would Reviewed on: 15th January 2026

Zopa is straight forward.

Zopa is straight forward. The app is user friendly and easy to navigate, its good thaf it can tell you via app what you can be eligible for. Reviewed on: 15th January 2026

Had no problems with this credit card very helpful a...

Had no problems with this credit card very helpful also. Reviewed on: 15th January 2026

Great contact and very informative

Great contact and very informative Reviewed on: 15th January 2026

best one

they are best i have ever used they are very helpful Reviewed on: 15th January 2026

Excellent experience from the start

Excellent experience from the start Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Metro Bank 4.86 from 880 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.03 from 13 reviews
Avios Credit Card
from TSB 3.10 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub