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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Absolutely easy to start process till end.

Absolutely easy to start process till end. The app is straight forward and customer services excellent Reviewed on: 15th January 2026

A second chance at rebuilding my credit

Excellent credit builder, though I wouldn’t get excepted due to past history, but Zopa gave me a second chance. This is my chance to rebuild with the help from Zopa Reviewed on: 15th January 2026

since joining Zopa it has helped me a lot without an...

since joining Zopa it has helped me a lot without any problems that is why I am voting for Zopa and if you haven't got it get it now and you will be glad you did. Reviewed on: 15th January 2026

Excellent credit card

Very easy to use and efficient when using the app Reviewed on: 15th January 2026

Always a great experience .. helpful

Always a great experience staff incredibly helpful .. and customer service is always great Reviewed on: 15th January 2026

The app is very helpful and easy to use and team are...

The app is very helpful and easy to use and team are very helpful is I can’t solve it on the app Reviewed on: 15th January 2026

Excellent company and great service

Excellent company and great service Reviewed on: 15th January 2026

Very easy to Zopa found them excellent

Very easy to Zopa found them excellent Reviewed on: 15th January 2026

Easy to use and customer support has always been go.

Easy to use and customer support has always been go. Reviewed on: 15th January 2026

very good everything easy to sort out

very good everything easy to sort out Reviewed on: 15th January 2026

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