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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa a great credit builder

Zopa is great they me credit card when I couldn’t get any elsewhere and have now helped me improved my credit overall Reviewed on: 15th January 2026

Fantastic service easy application and brilliant cus...

Fantastic service easy application and brilliant customer service Reviewed on: 15th January 2026

Excellent card no messing about safe and sercure

Excellent card no messing about safe and sercure Reviewed on: 15th January 2026

Very straightforward application and easy to use.

Very straightforward application and easy to use. Reviewed on: 15th January 2026

Excellent customer support and app.

Excellent customer support and app. Reviewed on: 15th January 2026

Me experience so far has ben fantastic

Me experience so far has ben fantastic Reviewed on: 15th January 2026

Very easy to use app and very efficient

Very easy to use app and very efficient Reviewed on: 15th January 2026

Get on with the card you love

It’s easy and reliable to use . It’s great to build your credit score svc having the card on the side for that meal you love the holidays you want to enjoy is simply fantastic Reviewed on: 15th January 2026

Excellent professional service at all times.

Excellent professional service at all times. App so easy to use. Reviewed on: 15th January 2026

Easy application and informative

Easy application and informative Reviewed on: 15th January 2026

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