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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Top lender of credit card and credit builders

Help me in the hour of need, best credit card and credit rating builder, no pressure when repaying and rates are kept at a reasonable low Reviewed on: 15th January 2026

Good choise

The Zopa Credit Card is a solid choice for everyday use and credit building Reviewed on: 15th January 2026

Friendly and Helpful

Very responsive to emails and very respectful to individual circumstances Reviewed on: 15th January 2026

Always good and helpful, have never had any problems

Always good and helpful, have never had any problems Reviewed on: 15th January 2026

I found Zopa to be very helpful in all aspects of se...

I found Zopa to be very helpful in all aspects of setting up the account Reviewed on: 15th January 2026

Excellent

Great service from the start, Zopa has made my whole experience easier to use than I expected Reviewed on: 15th January 2026

Really quick to set up no problems occured atol good...

Really quick to set up no problems occured atol good card to work with Reviewed on: 15th January 2026

I’m happy to be your customer and I like your...

I’m happy to be your customer and I like your service Reviewed on: 15th January 2026

Good and clear advice easy to use

Good and clear advice easy to use Reviewed on: 15th January 2026

Never any issues app is easy to use

Never any issues app is easy to use Reviewed on: 15th January 2026

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