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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great service

Great service easy to understand very clear advice Reviewed on: 15th January 2026

Clear and very easy to understand app

Clear and very easy to understand app Reviewed on: 15th January 2026

I’m really pleased so far.i find easy to use

I’m really pleased so far. I have made payments that was easy and nice credit limit to start with this card needs to be able to go into Apple Pay Reviewed on: 15th January 2026

Quick money

Happy with the help...I had the money very fast on the card Reviewed on: 15th January 2026

Zopa as been so easy to access and use and keeps me...

Zopa as been so easy to access and use and keeps me up to date with all their products too. Reviewed on: 15th January 2026

Very happy with Zopa - applying for and being accept...

Very happy with Zopa - applying for and being accepted for a credit card was very easy and efficient Reviewed on: 15th January 2026

Only just got the account but so far everything has...

Only just got the account but so far everything has been as described. great service!! The app is simple to use and understand with everything you need covered Reviewed on: 15th January 2026

Easy app to use prompt payment process

Easy app to use prompt payment process Reviewed on: 15th January 2026

Great credit card and user friendly app

Very easy application process and card came quickly. Very secure and easy to use app; I can make payments quickly. Reviewed on: 15th January 2026

Very efficient and easily available

Very efficient and easily available Reviewed on: 15th January 2026

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