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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Zopa credit card

Very easy to use the app, managing account and making payments are made simple. Aswell as data o how to improve your usage and staying in controle of your credit. Reviewed on: 15th January 2026

Great products and services.

Great products and services. App easy to use and efficient Reviewed on: 15th January 2026

Excellent

Has helped with my credit score and has been easy to use Reviewed on: 15th January 2026

Excellent help.

Excellent help.Very polite and caring...they make you feel like a Real Person...Excellent Customer Service Reviewed on: 15th January 2026

Happy Customer

App is very easy to use, very customer friendly Reviewed on: 15th January 2026

The service is fantastic compared with others

The service is fantastic compared with others Reviewed on: 15th January 2026

Easy to use and so many other products customer serv...

Easy to use and so many other products customer service is excellent Reviewed on: 15th January 2026

Easy to use and if you have problems they seem to so...

Easy to use and if you have problems they seem to sort ASAP Reviewed on: 15th January 2026

very easy to apply generous credit limit and lets yo...

very easy to apply generous credit limit and lets you feel completely in control Reviewed on: 15th January 2026

Highly recommend

Great credit card with an easy-to-use app, clear fees, and smooth payments. Reliable and simple to manage. Highly recommend. Reviewed on: 15th January 2026

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