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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Great customer service, easy and quick application,...

Great customer service, easy and quick application, helpline fantastic always put customers first thank you highly recommended Reviewed on: 15th January 2026

Is very good.

Is very good. Very Kind and experience Is very good Reviewed on: 15th January 2026

Good service, good experience

Good experience. The service is good and I will not hesitate to recommend zopa to friends Reviewed on: 15th January 2026

Easy to use app, updates quickly.

Easy to use app, updates quickly. I didn't expect to be accepted so I am very happy Reviewed on: 15th January 2026

App is excellent and always easy to find out anythin...

App is excellent and always easy to find out anything I need to know Reviewed on: 15th January 2026

Very helpful and great App

Very helpful. I was scammed for a small amount, but even so, Zopa stopped my card and issued another one within days, meaning I lost nothing else. Plus, the iPhone App is excellent. Reviewed on: 15th January 2026

The card thats help

zopa has help me out and they keep in touch with me which help with my spending thank you keep it up Reviewed on: 15th January 2026

Efficient & fast easy to contact

Efficient & fast easy to contact Reviewed on: 15th January 2026

Ease of use, and good quality service and support

Ease of use, and good quality service and support Reviewed on: 15th January 2026

Zopa are straight forward, friendly whilst being pro...

Zopa are straight forward, friendly whilst being professional, a refreshing banking solution. Reviewed on: 15th January 2026

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