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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Great service

Fantastic service, friendly and helpful Reviewed on: 28th March 2022

Great service all-round

I love the services they provide, the borrowing power is a great help in improving credit score, thank you! Reviewed on: 28th March 2022

Amazing service

I feel zopa is an incredible service who help a lot! Reviewed on: 28th March 2022

Very easy to use

Excellent service and easy to use app overall very good Reviewed on: 28th March 2022

Excellent in all areas

I cannot find a fault using Zopa. Excellent service. Reviewed on: 28th March 2022

Very handy card! Anything you pay off on it appears instantly oh your balance!

The amount of times zopa has saved my life in the last few months, can't imagine life without it now, would recommend to anyone! Reviewed on: 28th March 2022

Love it

Finally a credit card I am in control of so helpful if I have needed help easy app to use Reviewed on: 28th March 2022

Amazing card with amazing customer service

Everything they do is just wat u need Reviewed on: 28th March 2022

Is the best card l have until now

The best card l have and l really recommend to everyone thank you Zopa Reviewed on: 28th March 2022

Great Card

Very good at helping you stay in control Reviewed on: 28th March 2022

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