Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

123 - ABC As easy as that!

No issues. Easy set up and very informative and helpful. Reviewed on: 28th March 2022

All round easy to understand

Easy to use the app, easy to contact, no hidden fees, would recommend Reviewed on: 28th March 2022

Great company!

I needed to get a credit card for emergency use! Zopa from start to finish where so easy to use! I was able to contact support and get all the help I needed! My customer service journey with them so far has been amazing! Reviewed on: 28th March 2022

Excellent

Excellent customer service and easy manageable payments making life a lot easier Reviewed on: 28th March 2022

10 stars

Can't think of one complaint! They keep you up to date, timely reminders, and the app is easy to navigate, which is how I do most of my online banking. They are helping me rebuild my credit score. Reviewed on: 28th March 2022

Simple and easy

Everything is just simple and easy for understanding how credit cards work being my first card it’s super flexible and very easy to understand. Reviewed on: 28th March 2022

Excellent Service from Zopa !

Zopa lends responsibly and very easy to communicate with. Reviewed on: 28th March 2022

Easy to use, excellent service

always easy to use, excellent customer service Reviewed on: 28th March 2022

Great service

Fantastic service, friendly and helpful Reviewed on: 28th March 2022

Great service all-round

I love the services they provide, the borrowing power is a great help in improving credit score, thank you! Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Opus Credit Card
from NewDay 4.03 from 3 reviews
Balance Plus
from Capital One 4.20 from 4 reviews
Platinum Cashback Credit Card
from American Express 4.35 from 70 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub