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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Awesome

5
1st class customer service,Brilliant from start to finish,I’d definitely recommend them to family and friends Reviewed on: 28th March 2022
Dean Wake's avatar
Dean Wake

The best all round support from a credit card

5
Applying was simple and straight forward. Using the card and paying is so simplified via the app I was stated off on £200 and increased to £600 after a few months during which time my credit rating also soared. I trust ZOPA exquisitely Reviewed on: 28th March 2022
Charles Moore's avatar
Charles Moore

Awesome

5
Does exactly as it says with easy to work layout!! Reviewed on: 28th March 2022
dmccuish@me.com's avatar
[email protected]

Great bank

5
I was and I still down with money,but Zoopla help me to pay my bills and as my credit rating is not good there is only bank how trust me and give me credit card. Thank you for your help Zopa Reviewed on: 28th March 2022
Agnieszka Katarzyna Jankowiak's avatar
Agnieszka Katarzyna Jankowiak

Highly recommend Zopa

5
Easy to use app, excellent service Reviewed on: 28th March 2022
Stephanie's avatar
Stephanie

Brilliant!

5
Company is 10/10! Can not fault them at all Reviewed on: 28th March 2022
Matthew young's avatar
Matthew young

Best card ever

5
Easy app good customer service an all rounder credit card Reviewed on: 28th March 2022
Carolann 's avatar
Carolann

Great

5
Great company thanks for all your help Reviewed on: 28th March 2022
Phi's avatar
Phi

Excellent Customer Service without the Long Call Waiting Time orUsual Waffle Other Credit Card Companies Do. A User Freindly App that's a delight to Use. It's BRILLIANT!!!

5
I always use the Zopa Card in my Wallet which is something I can rely on for my Transactions. It's easy to use and you get Freindly Customer Service if you contact them by phone. Reviewed on: 28th March 2022
Trevor harrison 's avatar
Trevor harrison

Unfair

1
Balance paid in full every month for over 6 months and no credit increase. Reviewed on: 28th March 2022
Darren Hale's avatar
Darren Hale

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