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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Excellent Customer Service without the Long Call Waiting Time orUsual Waffle Other Credit Card Companies Do. A User Freindly App that's a delight to Use. It's BRILLIANT!!!

I always use the Zopa Card in my Wallet which is something I can rely on for my Transactions. It's easy to use and you get Freindly Customer Service if you contact them by phone. Reviewed on: 28th March 2022

Unfair

Balance paid in full every month for over 6 months and no credit increase. Reviewed on: 28th March 2022

123 - ABC As easy as that!

No issues. Easy set up and very informative and helpful. Reviewed on: 28th March 2022

All round easy to understand

Easy to use the app, easy to contact, no hidden fees, would recommend Reviewed on: 28th March 2022

Great company!

I needed to get a credit card for emergency use! Zopa from start to finish where so easy to use! I was able to contact support and get all the help I needed! My customer service journey with them so far has been amazing! Reviewed on: 28th March 2022

Excellent

Excellent customer service and easy manageable payments making life a lot easier Reviewed on: 28th March 2022

10 stars

Can't think of one complaint! They keep you up to date, timely reminders, and the app is easy to navigate, which is how I do most of my online banking. They are helping me rebuild my credit score. Reviewed on: 28th March 2022

Simple and easy

Everything is just simple and easy for understanding how credit cards work being my first card it’s super flexible and very easy to understand. Reviewed on: 28th March 2022

Excellent Service from Zopa !

Zopa lends responsibly and very easy to communicate with. Reviewed on: 28th March 2022

Easy to use, excellent service

always easy to use, excellent customer service Reviewed on: 28th March 2022

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