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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

simply simple

5
great card made better by the App. You always know exactly where your spending and how much, and the app makes managing your money super easy highly recommended. Reviewed on: 28th March 2022
Mark vwhite's avatar
Mark vwhite

Customer care.

4
Good customer service. Quick to respond to phone calls. Very polite staff Reviewed on: 28th March 2022
Jack Adu-Boahen 's avatar
Jack Adu-Boahen

Satisfied

5
Very satisfied the terms and conditions and a very professional customer service provided Reviewed on: 28th March 2022
Robin Powell's avatar
Robin Powell

Very useful

5
It’s a very easy app to use with a great layout. It has also helped me build my credit score. Reviewed on: 28th March 2022
Paul nuttall's avatar
Paul nuttall

Excellent

5
Five star service would highly recommend Reviewed on: 28th March 2022
Dean fox's avatar
Dean fox

Excellent

5
Very efficient service. Far better than others Reviewed on: 28th March 2022
isands0405's avatar
isands0405

Everything quickly and nice service

5
It's not my first credit card but its better if my othere one for me Reviewed on: 28th March 2022
Dariusz Wicher's avatar
Dariusz Wicher

Excellent

5
Payment system is unbelievable as credit the account same time Reviewed on: 28th March 2022
Zainab's avatar
Zainab

Life changing

5
Having bad credit, zopa has given me a chance to rebuild my credit and self esteem knowing I can start fresh. I would strongly recommend zopa to friends and family. Reviewed on: 28th March 2022
Nicole Lawrence's avatar
Nicole Lawrence

Helpful when you need the most

4
I recommend for people who's looking to clear their debts and/or build credit score. Reviewed on: 28th March 2022
Alex Mihai's avatar
Alex Mihai

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