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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,457 reviews, last reviewed 10th Mar 2026
154100% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026
Yvonne G's avatar
Yvonne G

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43457)

Excellent service

5
Excellent service especially for people like me with a poor credit rating Reviewed on: 28th March 2022
Sandra Bourne's avatar
Sandra Bourne

Fantastic Company

5
I found Zopa very easy to from first applying to using my card. The app is a a great addition to as you can access this wherever you are to keep on track of your spending. Reviewed on: 28th March 2022
HelenC's avatar
HelenC

Easy to manage, Brilliant communication

5
The app makessnahing finances super easy!!! Reviewed on: 28th March 2022
Hayley Skivington's avatar
Hayley Skivington

Great little card

5
Easy application received card in a few days all done and managed on line Reviewed on: 28th March 2022
Bridgett's avatar
Bridgett

Great service

5
I’ve not had credit in the past so getting a credit card was difficult, Zopa overlooked this and accepted me where others wouldn’t give me a chance. Reviewed on: 28th March 2022
brian cotterell's avatar
brian cotterell

Fantastic

5
Easy & Handy & friendly, well easy app well handy payment card, well friendly people to contact. Reviewed on: 28th March 2022
David's avatar
David

Happy with Services Zopa provides

4
Not too complex system transacting online. Very simple and straight forward Reviewed on: 28th March 2022
Osman Kargbo 's avatar
Osman Kargbo

Excellent

5
Help you out when needed, I had bad credit but they gave me a credit card which helped me out Reviewed on: 28th March 2022
starrmann2000@yahoo.com's avatar
[email protected]

Seamless app experience

5
The app experience is brilliant Reviewed on: 28th March 2022
Taimoor Mounis 's avatar
Taimoor Mounis

Simple and easy credit card

5
No fuss, easy to understand, straightforward best credit card I have had Reviewed on: 28th March 2022
CJ's avatar
CJ

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