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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44340)

Life changing

5
Having bad credit, zopa has given me a chance to rebuild my credit and self esteem knowing I can start fresh. I would strongly recommend zopa to friends and family. Reviewed on: 28th March 2022
Nicole Lawrence's avatar
Nicole Lawrence

Helpful when you need the most

4
I recommend for people who's looking to clear their debts and/or build credit score. Reviewed on: 28th March 2022
Alex Mihai's avatar
Alex Mihai

Awesome

5
1st class customer service,Brilliant from start to finish,I’d definitely recommend them to family and friends Reviewed on: 28th March 2022
Dean Wake's avatar
Dean Wake

The best all round support from a credit card

5
Applying was simple and straight forward. Using the card and paying is so simplified via the app I was stated off on £200 and increased to £600 after a few months during which time my credit rating also soared. I trust ZOPA exquisitely Reviewed on: 28th March 2022
Charles Moore's avatar
Charles Moore

Awesome

5
Does exactly as it says with easy to work layout!! Reviewed on: 28th March 2022
dmccuish@me.com's avatar
[email protected]

Great bank

5
I was and I still down with money,but Zoopla help me to pay my bills and as my credit rating is not good there is only bank how trust me and give me credit card. Thank you for your help Zopa Reviewed on: 28th March 2022
Agnieszka Katarzyna Jankowiak's avatar
Agnieszka Katarzyna Jankowiak

Highly recommend Zopa

5
Easy to use app, excellent service Reviewed on: 28th March 2022
Stephanie's avatar
Stephanie

Brilliant!

5
Company is 10/10! Can not fault them at all Reviewed on: 28th March 2022
Matthew young's avatar
Matthew young

Best card ever

5
Easy app good customer service an all rounder credit card Reviewed on: 28th March 2022
Carolann 's avatar
Carolann

Great

5
Great company thanks for all your help Reviewed on: 28th March 2022
Phi's avatar
Phi

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