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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Fantabuloso

Great stuff love my credit card! App is amazeballs Reviewed on: 28th March 2022

Great bank

Easy to use app, all payments made show on account immediately, statements easy to understand and most importantly customer service is excellent, didn't have to wait long to speak to an agent who was polite and very helpful. Reviewed on: 28th March 2022

Win £1000

Fab service would love to win £1000 Reviewed on: 28th March 2022

Easy To Manage

Zopa is very easy to use and manage. Reviewed on: 28th March 2022

Brilliant

Brilliant credit card to have and doesnt allow you to get to far into debt by putting up limit up loads. Reviewed on: 28th March 2022

Masters in the Business

Wonderful customer care and unbeatable rate, what are you waiting come on and enjoy. Reviewed on: 28th March 2022

Average

Average. No offers of anything really Reviewed on: 28th March 2022

Zopa credit card

Excellent customer service, very easy to apply,instant answer's Reviewed on: 28th March 2022

Hassle free

The card has been so easy to apply for and use. The app is easy to use. Reviewed on: 28th March 2022

Sensible credit card company

This is the most sensible company I’ve come across especially for people with bad credit rating Reviewed on: 28th March 2022

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