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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant

A good and transparent bank, very good application and easy to use Reviewed on: 28th March 2022

Excellent experience with zupa

Zupa have a great app and good customer service, I also like the saving account they have added to the account. And I have never had any trouble with my card. Reviewed on: 28th March 2022

Amazing

Couldn’t fault. Any issues have been sorted, very happy with the service! Reviewed on: 28th March 2022

Very quick and easy

Very quick application and keeper updated all the way through out received the decision very quick and the car and app are very good and clear to use Reviewed on: 28th March 2022

Excellent customer service

Zoopla has been of immense help to me, and their customer service is amazing Reviewed on: 28th March 2022

Simplicity in every aspect

Zopa has made it so easy to manage your credit card while building your credit score. Reviewed on: 28th March 2022

Great company

Absolutely A1 experience with this company Reviewed on: 28th March 2022

Braw

Never had a problem and easy to use Reviewed on: 28th March 2022

[email protected]

Nice customer service and easy to get in touch with and happy to help Reviewed on: 28th March 2022

Quick, hassle free, no nonsense

My application was quick and straight forward. I received my new cars within 3 days. I've had no issues so far, I've been with Zopa 2 month. My card,y app work brilliant as I expected. Thank you Reviewed on: 28th March 2022

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