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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

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Nice customer service and easy to get in touch with and happy to help Reviewed on: 28th March 2022

Quick, hassle free, no nonsense

My application was quick and straight forward. I received my new cars within 3 days. I've had no issues so far, I've been with Zopa 2 month. My card,y app work brilliant as I expected. Thank you Reviewed on: 28th March 2022

Zopa credit card

Zopa is a brillant credit card I like the fact as soon as you pay money off it takes it off the balance with most it takes 2- 3 working days,never had a amazing always paid off before statement comes out so I find it helpful that no Apr is on top so I will definitely recommend to friends and family Reviewed on: 28th March 2022

Of a great help

They helped me a lot when I needed it and they have great service. I would absolutely recommend them. Reviewed on: 28th March 2022

Excellent

You could not ask for a better credit card. There service is so good and I'm so happy a chosen zope Reviewed on: 28th March 2022

Nice

I am verry impresed about Zopa. I thought my credit file journey was over with a bankruptcy however after 3 and half years later from being discharged. With positive ticks since then and the right pro active steps taken. Reviewed on: 28th March 2022

Zopa is zopa-fantastic!!!!!!

Zopa are always there, on a rainy day and on Sunny day. Funds high or low. Zopa is the one. Reviewed on: 28th March 2022

Easy to use, helpful

As previously stated has an easy to use app, and it was very helpful when I needed a hand with the finances and no one would approve my application. Reviewed on: 28th March 2022

Keeping on top of my credit

Amazing ways of tracking what I need to do to improve my credit score and lots of communication Reviewed on: 28th March 2022

Excellent service and app

The app is really easy to use excellent user friendly easy to see how much you have spent and payment options Reviewed on: 28th March 2022

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