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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Absolutely fantastic and quick at giving descions and depositing money into your bank account

Can't say no more very efficient Reviewed on: 28th March 2022

Second to none customer service

Zopa has always provided excellent customer service. Reviewed on: 28th March 2022

Great

Very good cant fault them, quick response to phone calls and willing to help. Reviewed on: 28th March 2022

card

easy to use and the app is great and the card works everwhere Reviewed on: 28th March 2022

Keeping things simple and easy.

Ive only been using the card for 3 months now, but I have to say it really couldn't be any simpler to use and check my balance. It's all online with a great app that any one can use. Reviewed on: 28th March 2022

Excellent service

Excellent would totally recommend Reviewed on: 28th March 2022

Credit Card of the Future

Super efficient, simple and effective set up. App based alerts on everyday spending and credit limit which allows money and spending management with ease. Zopa are smart, dynamic and they care! They want to support financially, with a fair and honest approach, but also to lead accountability on personal money management. Amazing team! Reviewed on: 28th March 2022

Excellent and fast service

Easy process in getting a loan, with fast deposit to bank account. No issues at all. Highly recommended. Reviewed on: 28th March 2022

Really helpful service

Staff are always willing to help and are brilliant at sorting problems Reviewed on: 28th March 2022

Very useful

Efficient and simple to use. Helped me in my time of need. Reviewed on: 28th March 2022

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