Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

They were there when I needed help

Great credit company fare rates Reviewed on: 28th March 2022

Ease of use

I found Zopa incredibly easy people to deal with & there helping me improve my credit rating in an easy to understand way Reviewed on: 28th March 2022

Brilliant

A good and transparent bank, very good application and easy to use Reviewed on: 28th March 2022

Excellent experience with zupa

Zupa have a great app and good customer service, I also like the saving account they have added to the account. And I have never had any trouble with my card. Reviewed on: 28th March 2022

Amazing

Couldn’t fault. Any issues have been sorted, very happy with the service! Reviewed on: 28th March 2022

Very quick and easy

Very quick application and keeper updated all the way through out received the decision very quick and the car and app are very good and clear to use Reviewed on: 28th March 2022

Excellent customer service

Zoopla has been of immense help to me, and their customer service is amazing Reviewed on: 28th March 2022

Simplicity in every aspect

Zopa has made it so easy to manage your credit card while building your credit score. Reviewed on: 28th March 2022

Great company

Absolutely A1 experience with this company Reviewed on: 28th March 2022

Braw

Never had a problem and easy to use Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Chase Bank 4.94 from 379 reviews
Nectar Credit Card
from Sainsburys Bank 2.84 from 97 reviews
Opus Credit Card
from NewDay 5.00 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub