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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Great experience

Good customer service. Could make their terms clearer and a few issues with not accepting debit cards to pay. Reviewed on: 28th March 2022

excellent

never had a problem easy to deal woth all rpund great company Reviewed on: 28th March 2022

Great

Fantastic card.... thx. Been great so far.... Reviewed on: 28th March 2022

Zopa

Easy to use and application was easy trouble free App Reviewed on: 28th March 2022

Perfect

Easy for use verry helpful all the time when you need it Reviewed on: 28th March 2022

Great card

Great card easy to use and manage online! Reviewed on: 28th March 2022

Efficient

They managed to give me a credit account whilst other major banks have been declining my request to have one. Reviewed on: 28th March 2022

It's ok

It does what it says on the tin. The best thing has to be the App that is user friendly Reviewed on: 28th March 2022

Awesome company

Love this wee card so user friendly love the app Reviewed on: 28th March 2022

Great Zopa

Very good company and easy to use app ad friendly customer service Reviewed on: 28th March 2022

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