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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa

Absolutely fabulous, love how easy it is to make repayments whenever I want to. Reviewed on: 28th March 2022

Fantastic

Great company, never had any issues, my card of choice Reviewed on: 28th March 2022

Very good

Very good company,easy to use a friendly service. Reviewed on: 28th March 2022

Very professional

It’s a pleasure to use this company very competent and pleasurable staff. I have never phoned up and not heard a question answered I would recommend this company to anybody. Reviewed on: 28th March 2022

Really good

Help me when I needed it :) easy to use! Reviewed on: 28th March 2022

Easy

All good would recommend to all easy and safe Reviewed on: 28th March 2022

Payment

Payment is Clear to my Zopa Account straightaway Reviewed on: 28th March 2022

Great card

I recommend this card as it was given to me when my credit score was low and I was a newcomer Reviewed on: 28th March 2022

They were there when I needed help

Great credit company fare rates Reviewed on: 28th March 2022

Ease of use

I found Zopa incredibly easy people to deal with & there helping me improve my credit rating in an easy to understand way Reviewed on: 28th March 2022

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