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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Simplicity!!

I love how simple and easy it is to use and manage! Reviewed on: 28th March 2022

Hassle free

No hassle and easy to use. I love Zopa Reviewed on: 28th March 2022

Great

I use my card to get me through with petrol costs between pay days its been a godsend Reviewed on: 28th March 2022

Great service

Great service always, the app is simple and easy to use. Reviewed on: 28th March 2022

Good credit

Card is flawless good limit they look after me well Reviewed on: 28th March 2022

Great company

Had problems with cash withdrawal but sorted in seconds Reviewed on: 28th March 2022

Excellent service

No words I can say really as what sums yhem up is, excellent customer service care, help on hand, they always seem to know what is going on without any fath like most companies. Reviewed on: 28th March 2022

Simple process, clear explanations

I found the service very easy to use, with clear instructions and explanations and a form that was simple to fill out Reviewed on: 28th March 2022

Easy and helpful

Been with zopa for approximately 1 year never ever had any issues or problems with the service or any member of the customer service teams, extremely helpful and efficient which fills you with confidence from the word go..... Would happily recommend to family and friends well done zopa for smashing a great service... Reviewed on: 28th March 2022

Brilliant

Comes in handy and easy to use via the app to repay Reviewed on: 28th March 2022

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