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Zopa: Credit card reviews

4.94
Based on 44,340 reviews, last reviewed 1st May 2026
36% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026
Stembile D's avatar
Stembile D

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

Zopa Credit card reviews (44340)

Quick and easy

5
I’ve had no problems and it was quick and easy Reviewed on: 28th March 2022

Great card

5
Great card for me, great app no problems at all. Easy to understand information Reviewed on: 28th March 2022

Zopa

5
Absolutely fabulous, love how easy it is to make repayments whenever I want to. Reviewed on: 28th March 2022

Fantastic

5
Great company, never had any issues, my card of choice Reviewed on: 28th March 2022

Very good

5
Very good company,easy to use a friendly service. Reviewed on: 28th March 2022

Very professional

5
It’s a pleasure to use this company very competent and pleasurable staff. I have never phoned up and not heard a question answered I would recommend this company to anybody. Reviewed on: 28th March 2022

Really good

5
Help me when I needed it :) easy to use! Reviewed on: 28th March 2022

Easy

5
All good would recommend to all easy and safe Reviewed on: 28th March 2022

Payment

5
Payment is Clear to my Zopa Account straightaway Reviewed on: 28th March 2022

Great card

5
I recommend this card as it was given to me when my credit score was low and I was a newcomer Reviewed on: 28th March 2022

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