Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

View other Zopa products

4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

Easy app to use, good customer service

Zopa app was really easy to submit and would definitely recommend to friends and family. Reviewed on: 28th March 2022

Best credit card I've ever had!

Give me credit when others wouldn't, and my credit score is on the up, when had issues with account, always sorted it straight away, I'm a happy customer Reviewed on: 28th March 2022

Simple and effective

Very easy to use and understand with everything explained in a sensible way and with an easy to manage credit limit. Excellent. Reviewed on: 28th March 2022

You know where you are all the time.

Great customer service, I was a victim of a fraud and zopa sorted the situation out in 24hrs. A brilliant app also. Reviewed on: 28th March 2022

Simplistic yet super effective

Quick and easy getting and quick and easy using it ! Plus much much more tools if needed ! Reviewed on: 28th March 2022

Miss S

Really good to deal with, very informative but do not harass you. Would without a doubt recommend. Reviewed on: 28th March 2022

I love Zopa it saved my life

<3 I really needed Zopa and now I have it :) Reviewed on: 28th March 2022

Why I think Zopa deserves to win

They have a low interest rate and low repayment rates if you need them they are honest and fair and look at all aspects of your financial situation before taking you on They also offer a wide range of debt management products and advice Reviewed on: 28th March 2022

Helpful

Good friendly and helpful. East to understand with monthly statemennts Reviewed on: 28th March 2022

Great, hassle free

Very easy to set up and manage, app works really well. Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Aquis Card
from Vanquis 4.27 from 41 reviews
Credit Card
from Metro Bank 4.86 from 880 reviews
Credit Card
from Ocean Finance 4.75 from 19 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub