Write a review

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

View other Zopa products

4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Simple and straightforward!

Everything about the Zopa app is easy to navigate and charges, payments and transactions are clear to see. Love it! Reviewed on: 28th March 2022

Mr

Fozlul hoque 05-04-1970 i like crd Reviewed on: 28th March 2022

Excellent service

Very helpful good experience compared to others Reviewed on: 28th March 2022

Great card easy to use

Love the card tells you where and when you've spent money and the app is so easy to use. Reviewed on: 28th March 2022

Self service at its best

Really pleased with the way I can manage my card. I’ve never had to speak to a person as everything I’ve needed is all online. Reviewed on: 28th March 2022

Fantastic

Excellent customer service alway there if you need them Reviewed on: 28th March 2022

Easy2Use

I needed Zopa and they were there for me straight away. Fair and easy service. Reviewed on: 28th March 2022

No facility to increase credit limit

No facility to increase credit limit Reviewed on: 28th March 2022

Great fast service

Great app easy to apply and use. Reviewed on: 28th March 2022

No problems

I have never had an issue with them so far Reviewed on: 28th March 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Bank of China (UK) 5.00 from 2 reviews
Credit card
from Vanquis 4.26 from 564 reviews
American Express Credit Card
from American Express 3.15 from 101 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1533 reviews
Current account
from Zopa 4.94 from 5936 reviews
Smart Saver
from Zopa 4.94 from 8039 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub