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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Amazing service

I feel zopa is an incredible service who help a lot! Reviewed on: 28th March 2022

Very easy to use

Excellent service and easy to use app overall very good Reviewed on: 28th March 2022

Excellent in all areas

I cannot find a fault using Zopa. Excellent service. Reviewed on: 28th March 2022

Very handy card! Anything you pay off on it appears instantly oh your balance!

The amount of times zopa has saved my life in the last few months, can't imagine life without it now, would recommend to anyone! Reviewed on: 28th March 2022

Love it

Finally a credit card I am in control of so helpful if I have needed help easy app to use Reviewed on: 28th March 2022

Amazing card with amazing customer service

Everything they do is just wat u need Reviewed on: 28th March 2022

Is the best card l have until now

The best card l have and l really recommend to everyone thank you Zopa Reviewed on: 28th March 2022

Great Card

Very good at helping you stay in control Reviewed on: 28th March 2022

Easy app to use, good customer service

Zopa app was really easy to submit and would definitely recommend to friends and family. Reviewed on: 28th March 2022

Best credit card I've ever had!

Give me credit when others wouldn't, and my credit score is on the up, when had issues with account, always sorted it straight away, I'm a happy customer Reviewed on: 28th March 2022

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