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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43457 reviews)

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4.94

Based on 43,457 reviews, last reviewed 10th Mar 2026

154100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

I've had no problems with zopa which I like I've had no problems with zopa which I like Reviewed on: 10th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43457)

Top bank

It’s all good stuff, what else can I say? Reviewed on: 7th February 2022

Great service

Great app easy to use good over all Reviewed on: 7th February 2022

Excellent

Very helpful quick response good company apps are good Reviewed on: 5th February 2022

A friend indeed!

Zopa has been on hand to help me out when I've found myself with a drop in income. I feel the service is fantastic and would recommend it! Reviewed on: 4th February 2022

Easily accessible website

Website is easy to use making keeping up with transactions easy Reviewed on: 4th February 2022

Quick friendly staff

Had a little trouble setting up but customer service was very helpful now sorted and going well Reviewed on: 4th February 2022

Excellent service

As someone who is striving to rebuild my credit score, the speed and ease of the application process was exceptional Reviewed on: 4th February 2022

It's the best credit card that I have ever used

It's brilliant I will always use it Reviewed on: 4th February 2022

Best money provider

My experience with zopa is very good and they are very helpful with any kind of support and guidance Reviewed on: 3rd February 2022

Best credit card service provider

This is the best credit card provider I have ever used. They provide more than just the money, fast services, excellent customer services, easy to use and navigate app, credit score advise and so on. Reviewed on: 3rd February 2022

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