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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (44340 reviews)

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4.94

Based on 44,340 reviews, last reviewed 1st May 2026

36% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very straightforward card easy to use &the app is ve... Very straightforward card easy to use &the app is very easy to use highly recommend it Reviewed on: 1st May 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44340)

A great experience

A very simple and easy to use app, great customer feedback and An all round great service! Reviewed on: 28th March 2022

Review

Quick, easy, apps brilliant. Would most certainly recommend to anyoneewanting to improve their credit rating Reviewed on: 28th March 2022

Mr

I find zopa very easy and understanding Reviewed on: 28th March 2022

Great card for build up credit score

I'm using zopa to build my score credit , rates are very good. I happy that I found zopa Reviewed on: 28th March 2022

Absolutley

I find this card very helpful and customer services efficiant Reviewed on: 28th March 2022

One Amazing Card

This Credit card is fantastic, great app,easy payment options with reminder notifications ,safety buffer and so much more..Would highly recommend!! Reviewed on: 28th March 2022

Very good highly recommend

Zopa has been so helpful and really good credit card will highly recommend Reviewed on: 28th March 2022

Great company always fantastic service

Always able to speak to someone with any problems. Fantastic customer service Reviewed on: 28th March 2022

Super easy to apply

Absolutely delighted with Zopa. It was easy to apply and their website is amazing. It’s clear and easy to use. Would highly recommend Reviewed on: 28th March 2022

Zopa

Simple and easy to use. Help easily accessible if needed. Quick to process any application and monthly updates about credit score etc Reviewed on: 28th March 2022

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