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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Ash Review

Very good service no real issues pretty transparent. Never missed a payment Reviewed on: 28th March 2022

Brilliant

Brilliant app, keeps good track of al expenses and good minimum payments to help pay back. Reviewed on: 28th March 2022

Great credit card

It’s saved me from a few debts I needed to pay Reviewed on: 28th March 2022

100 star rating!

easy to use, fast and can utilise my spending better than any other credit card! Reviewed on: 28th March 2022

Good interest rate

Struggled with finance this has given me opportunity to re build score Reviewed on: 28th March 2022

Amazing!

Out of all the banks, Zopa believed in me and the want to increase my credit score. Thank you! Reviewed on: 28th March 2022

Great experience

Easy to set up and accessible. Great support for whenever I needed it! Never had an issue. Reviewed on: 28th March 2022

Help when i needed it

I have not had a bad experience with zopa they helped when i really needed it very fare great thankyou zopa Reviewed on: 28th March 2022

A great experience

A very simple and easy to use app, great customer feedback and An all round great service! Reviewed on: 28th March 2022

Review

Quick, easy, apps brilliant. Would most certainly recommend to anyoneewanting to improve their credit rating Reviewed on: 28th March 2022

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