Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

View other Zopa products

4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Ive been with zopa now for a while.

Ive been with zopa now for a while. They have helped me financially and taken care of what I spend. They limit you to what you can afford. I wholly would recommend them. Reviewed on: 15th January 2026

Brilliant service and easy to use

Brilliant service and easy to use Reviewed on: 15th January 2026

Easy to deal with and good customer service

Easy to deal with and good customer service Reviewed on: 15th January 2026

Very easy and straightforward.

Very easy and straightforward. Easy to sign up and they do exactly what they say. No hidden catches . Would recccomend to any one. Reviewed on: 15th January 2026

Zopa is a brilliant card am so pleased a have mine t...

Zopa is a brilliant card am so pleased a have mine they are always so friendly to talk to when there is something to talk to them about thank you for having me as a Zopa card holder Reviewed on: 15th January 2026

Best thing i ever did getting a Zopa credit card...

Best thing i ever did getting a Zopa credit card Reviewed on: 15th January 2026

One of the best cards I've had and would not go anyw...

One of the best cards I've had and would not go anywhere else Reviewed on: 15th January 2026

Informed

Always kept.informed of whats happening. When the payments have been taken, when the next one is etc. Easy to access Reviewed on: 15th January 2026

Highly recommend Zopa

Ever since signing with Zopa the team have been on hand and very helpful. I manage my account effectively and have had limit increase but was asked first. Great comms Reviewed on: 15th January 2026

My experience with Zopa excellent costumer service e...

My experience with Zopa excellent costumer service easy easy access to an operator always prompt and protect my money Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Plus (discontinued)
from Capital One 4.20 from 4 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews
Fluid Credit Card
from NewDay 3.61 from 105 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub