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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,347 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

I good have always had a good experience with Zopa

I have always had a good experience with Zopa Reviewed on: 15th January 2026

I'm quite happy with it

I'm quite happy with it and no issues Reviewed on: 15th January 2026

Not bad to say had nothing but a good experience...

Not bad to say had nothing but a good experience Reviewed on: 15th January 2026

They are very heloful ,always there when i need help...

They are very heloful ,always there when i need help, very helpful and they helped me alot by giving me a card l Reviewed on: 15th January 2026

I love their interface and I find their app easy to...

I love their interface and I find their app easy to use. Reviewed on: 15th January 2026

Easyto apply , regularly updated about payments

Easy to apply , regularly updated about payments Reviewed on: 15th January 2026

Easy and quick application, good interest rates and...

Easy and quick application, good interest rates and good communication Reviewed on: 15th January 2026

Always helpful.

Always helpful. Willing to support Reviewed on: 15th January 2026

Was very impressed with the app easy to make repayme...

Was very impressed with the app easy to make repayments and got an increase quicker than expected Reviewed on: 15th January 2026

Great service

I called Zopa about three months ago, I needed a problem sorted out , the lady I spoke to was very nice she came across well , she sorted the problem out for me 10/10 Reviewed on: 15th January 2026

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Want to see more from Zopa?

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