Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,503 reviews, last reviewed 30th Mar 2026
156250% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026
Thobekile Nkomo 's avatar
Thobekile Nkomo
Read all reviews See your review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

5
I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025
lea Taylor's avatar
lea Taylor

User friendly

5
The app is user-friendly this allows me to easily to manage payments and check my account. Reviewed on: 25th April 2025
Clarence P's avatar
Clarence P

Good card use always credit card zopa is good

5
Good card use always credit card zopa is good Reviewed on: 25th April 2025
Drakshayani i's avatar
Drakshayani i

Great customer service, clear information on app abo...

5
Great customer service, clear information on app about balances and how to pay. Very quick and easy to use even for those who aren't as good with technology. Reviewed on: 25th April 2025
Emma R's avatar
Emma R

Happy, no issues.

5
Happy, no issues. Do as they say. Reviewed on: 25th April 2025
Yvonne K's avatar
Yvonne K

Great app

5
Great app, easy to use. Balance transfer card. Reviewed on: 25th April 2025
Martin C's avatar
Martin C

Great experience.

5
Great experience, easy to apply for. Reviewed on: 25th April 2025
Kaysar Y's avatar
Kaysar Y

My favourite card

5
Very clear and easy to use the app. Straight forward information jargon free which is just what you want. Overall my hole experience has been excellent from applying and using the Zopa credit card. Reviewed on: 25th April 2025
David 's avatar
David

Zopa has helped build my credit score

5
Zopa has helped build my credit score Reviewed on: 25th April 2025
Rebecca 's avatar
Rebecca

Great app

5
Using the app is easy to control your card limit set a credit cushion easy to use and straightforward Reviewed on: 25th April 2025
Timothy's avatar
Timothy

Easy to use card and friendly service.

5
Easy to use card and friendly service. Reviewed on: 25th April 2025
Kelly 's avatar
Kelly

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1539 reviews
    Zopa

  • Current account

    from Zopa 4.94 from 5952 reviews
    Zopa

  • Smart Saver

    from Zopa 4.94 from 8051 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill