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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

The Great

ZOPA advisors are helpful every time I need help Reviewed on: 24th April 2025

ZOPALICIOUS

Have card many years Good service Reviewed on: 24th April 2025

Good and well accepted, easy to handle

Good and well accepted, easy to handle Reviewed on: 24th April 2025

Life is easy

Everything is simple within the app Reviewed on: 24th April 2025

Easy to use app plain and simple guides and informat...

Easy to use app plain and simple guides and information Reviewed on: 24th April 2025

Good and helpful

I've been using this credit card for over a year now, and overall, I'm quite satisfied with it. The application process was straightforward, and I was approved within a few days. The mobile app is easy to use and allows me to track my spending and pay my balance with just a few taps. Reviewed on: 24th April 2025

Love my Zopa card, and repayments are so easy.

Love my Zopa card, and repayments are so easy. Reviewed on: 24th April 2025

All done on the app easy to use and would recommend...

All done on the app easy to use and would recommend Zopa to family and friends. Competitive rates and offer other products, ISA, loans all from the app. Reviewed on: 24th April 2025

Easy and great app an easy process to apply as...

Easy and great app an easy process to apply as well Reviewed on: 24th April 2025

User friendly great app always up to date with offer...

User friendly great app always up to date with offers quick and easy to navigate Reviewed on: 24th April 2025

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