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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43503 reviews)

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4.94

Based on 43,503 reviews, last reviewed 30th Mar 2026

156250% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Excellent my credit was not good zopa gave a credit... Excellent my credit was not good zopa gave a credit card Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43503)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Good service, would like to be able to add the card...

Good service, would like to be able to add the card to my wallet though Reviewed on: 24th April 2025

Easy to use and clear and precise to use.

Easy to use and clear and precise to use. App good and easy to use. Reviewed on: 24th April 2025

I had a good experience to using zopa credit card, v...

I had a good experience to using zopa credit card, very reliable and satisfied Bank to me. if anyone say about zopa credit card I will suggest everyone for that. The payment system is good. overall full satisfaction to me using zopa credit card. Reviewed on: 24th April 2025

I was struggling to get a credit card and zopa steps...

I was struggling to get a credit card and zopa steps up my first amount was 250 witch is good Reviewed on: 24th April 2025

Fantastic customer service

Fab credit card easy to use . Helpful customer service team Reviewed on: 24th April 2025

They've been great no complaints.

They've been great no complaints. Reviewed on: 24th April 2025

Great service’s

Dose what it says on the tin basically Reviewed on: 24th April 2025

i like zopa card i very help fulll me i have good e...

i like zopa card i very help fulll me i have good experiance for me Reviewed on: 24th April 2025

Good service resiabile price easy to contact app rea...

Good service resiabile price easy to contact app really good easy to use ,lots of information on the app credit goee up easy to pay . Reviewed on: 24th April 2025

I’ve a credit great card card it’s helped me a lot.

I’ve a credit card it’s helped me a lot. Can rely. On Zopa. Great. Experience Reviewed on: 24th April 2025

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