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Zopa: Credit card reviews

4.93
Based on 40,269 reviews, last reviewed 7th Jul 2025
93% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No complaints Card easy to set up and get going east repayments Reviewed on: 7th July 2025
Emily Bollers's avatar
Emily Bollers

Latest lowest rating:

2

You are not fair,when we have a good credit score yo... You are not fair,when we have a good credit score you said is not enough,it's poor,very poor. Reviewed on: 25th April 2025
Ovidiu Rucareanu's avatar
Ovidiu Rucareanu

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (40269)

excellent

5
Iv enjoyed the service and would recommend to everyone Reviewed on: 17th March 2021

Great service great company

5
Flexible and accessible but secure for the client Reviewed on: 17th March 2021

A very good card

5
Great card and very good service Reviewed on: 17th March 2021

Good easy to use card and app friendly and helpfull

5
Never had a problem, good easy to use app friendly and helpfull Reviewed on: 17th March 2021

Impressive

4
Overall it is a very good bank and very understanding Reviewed on: 17th March 2021

Give its customers a fair chance

5
I applied for this credit card and I had an answer in a few minuets I only have a fair credit score and have been turned down by other companies so I am grateful for this chance to build my credit score. Thank you ZOPA Reviewed on: 17th March 2021

Awesome card

5
Best card I’ve had by far. User friendly app. Love it Reviewed on: 17th March 2021

easy going banking

5
very straight forward and no fuss. friendly online service as well. Reviewed on: 17th March 2021

Thanks for help

5
This company very very helped me , thanks Reviewed on: 17th March 2021

Great provider all around

5
Loving the card but whats more it's the app that comes with zopa. So easy to use and straight forward transparency on everything. Soon as you make payment it shows and you get notified. Cannot fault it. Reviewed on: 17th March 2021

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