Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant and easy to manage

Really useful card so easy to manage Reviewed on: 26th January 2022

Great service

Easy to use,and understand. Sensible service Reviewed on: 26th January 2022

Good credit card

Is brilliant................... .. Reviewed on: 26th January 2022

Happy customer

Helpful and quick response if you have any problems or queries Reviewed on: 26th January 2022

Zopa

Very good company they don’t put any pressure on you or try and make you have more money Reviewed on: 26th January 2022

Easy and convenient

Zopa is great company. There card is easy to use and convenient. The app is very straight forward to use and i love additional features it has to support further. Reviewed on: 26th January 2022

Very.helpful team. Lots of positive attitude.

All the time ready to help. Nice, polite costumer service. Reviewed on: 26th January 2022

Excellent service

Quick and simple, easy to use,let's you know exactly what you have spent and what's available Reviewed on: 26th January 2022

Brilliant service

Simple and easy to use. Everything is explained and the company keep you fully updated and informed. 10/10 Reviewed on: 26th January 2022

Great credit card

Great credit card to build your credit rating and if you have poor credit. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Allied Irish Bank - AIB 4.11 from 6 reviews
Credit Builder
from Chime 0.00 from 0 reviews
Everyday spending credit cards
from Halifax 4.38 from 75 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub