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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Fantastic service

Great service always on hand to help Reviewed on: 26th January 2022

No problems at all with this company

I have no problems with this credit card Reviewed on: 26th January 2022

Zopa is easy to use, no fuss and has built my credit rating

I applied for zopa to increase my credit rating 6 months or so ago. Each month I spend ~30% of my credit limit and pay it back before it is due. my credit rating has gone sky high since doing so and its all thanks to zopa and their in app advice! couldn't recommend it more Reviewed on: 26th January 2022

Excellent

I would recommend Xopa to my friends and family as they’re a very professional customer friendly providing efficient service Reviewed on: 26th January 2022

Reliable easy access

Secured easy to operate Quick balance increase Reviewed on: 26th January 2022

Zopa

Great company Easy to use and hassle free Recommend Reviewed on: 26th January 2022

They are fair and accommodating

They are transparent and very supportive to the customers. Reviewed on: 26th January 2022

Good credit card

No problems with Zopa, always been helpful Reviewed on: 26th January 2022

The best

Very good service’s and very professional Reviewed on: 26th January 2022

Super Cool

I love the app and the credit card love love it helps Keep My Finance in check Reviewed on: 26th January 2022

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