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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Very easy to do everything in the app

I love how easy it is to make any changes on the Zopa app. Compared to other providers, you can literally sort any problem on the app rather than having to call customer services Reviewed on: 26th January 2022

Brilliant no fuss credit card

It’s easy to apply and easy to use. Always up to date the app is superb Reviewed on: 26th January 2022

easy banking

I can see how much I have spent and availability on the app. I also get a notification every time money is spent. I would definitely recommend Reviewed on: 26th January 2022

Happy customer

Great customer service and fair lending Reviewed on: 26th January 2022

Amazing

Easy affordable keeping you on track Reviewed on: 26th January 2022

Simple. Easy and fair.

For the first time ever Zopa offered a really great easy and simple service for ordinary people. Reviewed on: 26th January 2022

Excellent credit card

Zopa is very reasonable credit card. It has a generous started limit and very easy to see your account online and make payments. Reviewed on: 26th January 2022

Clear and simple.

Zopa credit card is clear and simple to use and understand with no hidden charges or fees Reviewed on: 26th January 2022

Credit card

Not gonna lie its great it helps so much Reviewed on: 26th January 2022

great CC company

Very easy application, easy-to-use app on phone, fast and efficient service Reviewed on: 26th January 2022

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