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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

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Zopa Credit card reviews (44348)

Excellent

5
Excellent credit card and user friendly Reviewed on: 26th January 2022
G s s 's avatar
G s s

Great and simple

5
Works well, good limit, simple and easy Reviewed on: 26th January 2022
Arthur's avatar
Arthur

Very well set up bank

4
Very well set up get messages when close to limit to stop you going over let's you no by phone when you spend your a well thought out banking and credit card system happy happy thank you Reviewed on: 26th January 2022
George C's avatar
George C

Good service

5
⭐️⭐️⭐️⭐️ ⭐️ Reviewed on: 26th January 2022
Gary Gouveia's avatar
Gary Gouveia

Thank you Zopa

5
I am very happy with Zopa and is very transparent Reviewed on: 26th January 2022
Daniela mihaela 's avatar
Daniela mihaela

Great service

5
Really easy and quick to use with manageable payments that make it ideal. Great app that make navigation really easy to monitor your costs and charges Reviewed on: 26th January 2022
D. O-Mensah's avatar
D. O-Mensah

A safety net that said yes

5
Finally a credit card company that actually helps you bring financial balance back Reviewed on: 26th January 2022
M Nazir's avatar
M Nazir

Excellent

5
Very good customer service. The Zopa app is very user friendly also and has all the information that you need Reviewed on: 26th January 2022
LL's avatar
LL

Great

5
So simple to set up and use brilliant Reviewed on: 26th January 2022
Eddie's avatar
Eddie

Great credit builder

5
Very good interest rates and credit score gone up quickly Reviewed on: 26th January 2022
sierra's avatar
sierra

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