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Zopa: Credit card reviews

View other Zopa products
4.94
Based on 43,504 reviews, last reviewed 9th Apr 2026
156250% increase in 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026
Gus Ibrahim's avatar
Gus Ibrahim

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026
Sener Erman's avatar
Sener Erman
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (43504)

Great

5
Easy to use ap great customer service Reviewed on: 26th January 2022
eleonore.buckingham@yahoo.co.uk's avatar
[email protected]

Mr Samuel Osemwenkhae

5
One of the most promising bank in England today. Fantastic customer service. Reviewed on: 26th January 2022
Sam jonny Osem's avatar
Sam jonny Osem

Helpful

5
Zopa are one of the few credit companies that have given me a chance & allowed me to grow my credit. Their app is great and I like that when I clear my balance it shows immediately Reviewed on: 26th January 2022
Craggle88 's avatar
Craggle88

Good

5
Good information easy to use kept well updated Reviewed on: 26th January 2022
Paul knight 's avatar
Paul knight

Very helpful and efficient

5
Zopa is a brilliant company. It’s helped me when in need and the customer service is brilliant Reviewed on: 26th January 2022
Louise patnell's avatar
Louise patnell

Great to maintain and easy to use

4
Great to maintain and easy to use the App. Although it is new and some tech issues the app is easy navigate. I have no issues Reviewed on: 26th January 2022
Terence Ong's avatar
Terence Ong

Great

5
When I came across this site I didn't expect to get the card I was surprised when they said yes Reviewed on: 26th January 2022
Sarah 's avatar
Sarah

Zopa credit card app

5
Easy to use app payments credited immediately very good Reviewed on: 26th January 2022
barry Turner's avatar
barry Turner

The easy and useful credit card/builder

5
What a great card and app. Very easy to control and well organised to help with keeping within your limits and helping to build a better credit history. Reviewed on: 26th January 2022
John's avatar
John

1st always.

5
Gave me a credit card and chance to show how good I could be when others wouldnt.Thank you. Reviewed on: 26th January 2022
michael butler's avatar
michael butler

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