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Zopa: Credit card reviews

View other Zopa products
4.87
Based on 44,348 reviews, last reviewed 25th Jun 2026
74% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026
Rita P's avatar
Rita P
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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Credit card reviews (44348)

Easy to use

5
The only ones to offer me a card at the time my credit was low. there easy to use and helpful if you need anything. Only down side is they don't really up your credit kind of gets stuck wat you got with but apart from that brilliant Reviewed on: 26th January 2022
Leon plant 's avatar
Leon plant

Amazing Zopa

5
I would always recomend Zopa without a doubt Reviewed on: 26th January 2022
Denise Dixon's avatar
Denise Dixon

Amazing credit card

5
Love this card helps me keep on track and gives me the confidence to move up on my credit file thanks Reviewed on: 26th January 2022
Lyndsey 's avatar
Lyndsey

Easy to use

5
Very easy to keep up to date through the website Reviewed on: 26th January 2022
Michael west's avatar
Michael west

Spot on

5
Easy set up, no problems, no hassle and easy to use Reviewed on: 26th January 2022
ChrisT's avatar
ChrisT

Great

5
Easy to use, very user friendly app Reviewed on: 26th January 2022
jelena_ezimokhai@hotmail.com's avatar
[email protected]

My Zopa card has changed my life!

5
I needed a little extra money to fund a pram and got approved for a Zopa card, ever since then I have been using it every month, with low interest rates and helpful customer services when needed I wouldn’t recommend using any other credit company. I will continue using Zopa for the foreseeable ! Reviewed on: 26th January 2022
Venessa Rogers's avatar
Venessa Rogers

Easy to use app

5
App is easy to use, great communication, Easy to navigate, user friendly! Reviewed on: 26th January 2022
Katie Fox 's avatar
Katie Fox

Very good company, friendly staff

5
Very easy app and helpful staff of any questions. Reviewed on: 26th January 2022
Ilze Waters's avatar
Ilze Waters

Great bank

5
Great service perfect card and bank Reviewed on: 26th January 2022
Justin Archer's avatar
Justin Archer

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