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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Fantastic service

Customer service is instantaneous and I have had no issues Reviewed on: 26th January 2022

Amazing company

I've had no problem with your company. Very helpful Reviewed on: 26th January 2022

Best Credit Card

Best credit card going and so easy to use their app. Totally recommend. Reviewed on: 26th January 2022

Credit the Credit card

As a Zopa user I find it flexible and user friendly Reviewed on: 26th January 2022

Excellent value

Rebuilding my credit & the zopa credit card is helping me do that. Reviewed on: 26th January 2022

Can't rate Zopa highly enough!

Happy with their service and customer service! Reviewed on: 26th January 2022

Super easy to use

Really easy, can see spends in live time and track what is going where. App is easy to navigate and saves tedious phone or internet log ins Reviewed on: 26th January 2022

Just simply straight forward

Transparent easy to understand and encountered no problems at all Reviewed on: 26th January 2022

Very good card to use

Downloaded app very swiftly and kept up to date with transactions very easy to keep up to date with would highly recommend Reviewed on: 26th January 2022

Brilliant

Easy to use App.Great updates when card used. Reviewed on: 26th January 2022

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