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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

All is well.

Peace of mind, Easy to use, all its services are stress free . Reviewed on: 26th January 2022

Zopa credit card

Loved getting my zopa credit card, easy to use and the app is simple to understand 5***** Reviewed on: 26th January 2022

Credit card

Amazing service. Always keep me updated with any changes Reviewed on: 26th January 2022

Very good company !!

A very good company and very good staff. They will help you with any problems you may have and answer phonecalls very swiftly ! Reviewed on: 26th January 2022

No nonsense credit card

The app is easy to navigate and all the latest information are there. Reviewed on: 26th January 2022

Amazing services

I like zopa card because i pay earlyer and my balance again update for using i like it Reviewed on: 26th January 2022

Quick to take action

Fast to help and increase your limit. Reviewed on: 26th January 2022

Great service

Did the whole application and process and got an instant decision, kept well informed by Zopa and let me know where the card was and happy when it arrived Reviewed on: 26th January 2022

Amazing, and user friendly

Great app, easy to use, prompted for payment reminders Reviewed on: 26th January 2022

Brilliant company

They have always been helpful and easy to get into contact with Reviewed on: 26th January 2022

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