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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant bank

Best bank around! I’ve been with them for years 5* Reviewed on: 26th January 2022

Superzopa

Super app,clear concise,functional. Reviewed on: 26th January 2022

Good services

Good services,easy to get a credit card,easy to manage the account Reviewed on: 26th January 2022

Well Done

I have everything I need and more, simply fantastic. Reviewed on: 26th January 2022

easy to use

Easy to access, app straightforward, no catches Reviewed on: 26th January 2022

Is OK

Is all same on the market nathing extra, like 9 months free or 12 months free interes and big money balance credit card is so poor nating extra is all same Reviewed on: 26th January 2022

Quick easy application

Really refreshing credit card company. They increase your limit steadily as long as you keep to your repayments. Easy to use app Reviewed on: 26th January 2022

The Best

Easy application, fast service, good communications. Easy to use app. Reviewed on: 26th January 2022

Easy to use

Easy to use and apply. Applied through ClearScore and got a triple lock deal on the card so I knew the score before I applied Reviewed on: 26th January 2022

customer service

Best customer service. Very helpful and knowledgeable. Highly recommended. Reviewed on: 26th January 2022

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