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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Zopa

Zopa app and card system is fantastic Reviewed on: 26th January 2022

Easy and supportive

Very easy to deal with. App makes it really tokens on top of everything. Reviewed on: 26th January 2022

Great easy to use card

Easy to apply for this card, great easy to use, convenient, easy to make payments, great app. Reviewed on: 26th January 2022

Easy to keep an eye on what you spend.

Zopa were the only company to offer me a card, trying to rebuild credit is a hard thing to do. But since having my Zopa card my credit score has increased and part of that is down to the Zopa app. It’s so easy to keep an eye on what you have spent vs what you have left and incredibly easy to make one off payments too. Reviewed on: 26th January 2022

Ok

Love the app not very good credit limit Reviewed on: 26th January 2022

Excellent

I find the app they provide so help full to keep an I om spend and pay Reviewed on: 26th January 2022

Simply great insights given by Zopa Team

Customer service is tailored to current Era and encourages a person Valued approach to tackling ones Finances. Great Team. Reviewed on: 26th January 2022

Easy

Very easy and no complicated forms to fill in very quick service 2 days for card to arrive excellent Reviewed on: 26th January 2022

Amazing Zopa

Fantastic bank, very good service Reviewed on: 26th January 2022

Excellent credit card experience

I have used numerous credit cardd for long in different ciuntries but Zopa offers the best experience of all. Reviewed on: 26th January 2022

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