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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Great company, great customer service

Never had an issues with them - always great Reviewed on: 26th January 2022

great bank

excellent customer service provided by zopa first class customer approach Reviewed on: 26th January 2022

Quick and easy Loan

This was the quickest way I have ever know to obtain a loan. When I spoke to anyone or did webchat they were very friendly and helpful. Interest rates are good and you can choose how much you want and over how long to pay it back. Would recommend Reviewed on: 26th January 2022

Lovely

Easy to use good app to with all information required Reviewed on: 26th January 2022

Zopa Credit Card

Being accepted by Zopa with a not too great credit score due to unforseen circumstances. Has been a game changer for me. Being financially linked to a previous partner made getting credit hard. Thank you Zopa. Reviewed on: 26th January 2022

Excellent

Very good and reliable and the staff are really friendly Reviewed on: 26th January 2022

Helpful and fair

Took my current circumstances into account Reviewed on: 26th January 2022

Quick and easy to use

Always get a reminder when payment is due and if I needed to change my payment date I can very happy with the service Reviewed on: 26th January 2022

Best credit card out there

It was so quick and easy to get my card the app is really good too Reviewed on: 26th January 2022

Fantastic company

Really helped me Out when I needed it Reviewed on: 26th January 2022

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