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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Ease of sorting out a card. Recommended by me.

No Hazel application. Ease of use. Great. Reviewed on: 26th January 2022

Great little credit card!

Great service, fast payment acknowledgement, good for helping restore your positive credit history. Great easy to use app, fast response time and manageable credit limit. Reviewed on: 26th January 2022

Fantastic transparency credit card

I love this card and app as it helps you manage your card and also gives you tips on how to improve your credit score Reviewed on: 26th January 2022

Zopa are excellent

Never had a problem and everything is easy to understand Reviewed on: 26th January 2022

Zopa the league

Zopa is a really easy, stress free use of credit. They are very understanding and here to help you with your finances Reviewed on: 26th January 2022

Very good layout on app and very detailed info on the card

Would highly recommend for ease of use and app Reviewed on: 26th January 2022

Best company!

Very easy to use app make the charges very clear. And awesome customer service always friendly and happy to help! Reviewed on: 26th January 2022

Great service

Always easy to use and great service Reviewed on: 26th January 2022

Outstanding services

They have got great customer service and are very patient with you and always ready to offer you help when you need it Reviewed on: 26th January 2022

Vote

I think zaps is fantastic credit card company I will recommend to a friend and family Reviewed on: 26th January 2022

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