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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Excellent service

I received excellent service from zopa from the start of my application. They have helpful staff and very ethical leanding standards. Giving you more information on your credit score and leanding power each month helping you to build your credit rating. Excellent Reviewed on: 26th January 2022

Transparent and helpful

Had very good experience with zopa so far. Alerts when used .app easy to use. No faults at all Reviewed on: 26th January 2022

Brilliant, wonderful

Nice app, simple, straightforward, not complicated. Would highly recommend. Reviewed on: 26th January 2022

Service

Efficient easy to use app information clear Reviewed on: 26th January 2022

Super Zopa!!

I would definitely recommend giving Zopa a try. Good Customer Service, everything is transparent with no hidden fees or agenda. Everything is Super with Zopa! Reviewed on: 26th January 2022

Very good easy to manage

The credit card is very good interest and the site is very easy to use to make repayment Reviewed on: 26th January 2022

Excellent

An excellent service with an app that’s very easy to use Reviewed on: 26th January 2022

Excellent caring bank what all banks should be likehoul

Every time I call they listen to you and are their to help if possible Reviewed on: 26th January 2022

Fast and easy

Application fast and great ap which is easy to navigate Reviewed on: 26th January 2022

Great service, no problems whatsoever

I've been with Zopa for some time and have had nothing but too class service, immediate help when needed, and no issues at all. Would happily recommend them to family and friends. Reviewed on: 26th January 2022

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