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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Great visa card

5 star visa card, always has my back 5* Reviewed on: 26th January 2022

Very professional and helpful

First class service always helpful and excellent service well done zopa Reviewed on: 26th January 2022

Simple and easy to navigate

Great communication and support Reviewed on: 26th January 2022

Just great!

Really easy to use, never had issues with it, the interest rate is good and it helped me a lot especially having 2 kids. I will keep using it. Love it Reviewed on: 26th January 2022

Easiest banking ever

Really easy to set up & use. I can keep an eye out at anytime on my spending. Reviewed on: 26th January 2022

Zopa review

I will recommend this card. It has very simple and fair terms. Reasonable APR, particularly for building credits scores. Reviewed on: 26th January 2022

Great service

Nothing is to much trouble for Zopa, always keep you up to date with any changes, always contact you when you need to pay your monthly payments, great Company Thank you Reviewed on: 26th January 2022

The best bank

an easy and fast bank in all your activities Reviewed on: 26th January 2022

Excellent!

Brilliant card and quality service! Reviewed on: 26th January 2022

Zopa great

Great credit card for using abroad Reviewed on: 26th January 2022

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