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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Brilliant card for Building credit

Easy application, easy to use app. Love it Reviewed on: 26th January 2022

Helpful and comprehensive

I have found Zopa so helpful, easy to follow. The app is so comprehensive and easy to use. What with the instant up to date notifications and reminders. Recommend highly Reviewed on: 26th January 2022

Great company

Never had any problems with Zopa, understanding customer service team, interest rates aren’t ridiculous like most credit card companies and are happy to let you pay what you want, when you want. Can’t fault them! Reviewed on: 26th January 2022

Easy management

Best credit card,payment gone straightforward,easy to use Reviewed on: 26th January 2022

Trustworthy, reliable, safe and easy

Had a couple of loans and credit card from Zopa, their app is great to keep you up to date and well informed. Reviewed on: 26th January 2022

Perfect credit card for me

I needed a credit card quickly to help align some finances and Zopa was the perfect answer for this. Reviewed on: 26th January 2022

Handy

Very easy to use. App is very simple with a lot of different options. Reviewed on: 26th January 2022

Excellent

Excellent rates and service and specially when your trying to build your scoring back up. Highly recommend Reviewed on: 26th January 2022

Honestly THE BEST

I've used many credit cards in the past but since I use Zopa I don't need any other cards. They are simply the best! Reviewed on: 26th January 2022

Greatest bank

Very easy to use .great service. Very fast payment process. Love this bank Reviewed on: 26th January 2022

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