Write a review

Newsletter

Go to business site

Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44348 reviews)

View other Zopa products

4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

Read all reviews Write a review

About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44348)

Credit card

Great card to use and improve your credit score Reviewed on: 26th January 2022

Good Bank

A good bank that care about their customers Reviewed on: 26th January 2022

Really good

Easy to pay access bills and statement through the easy to use app Reviewed on: 26th January 2022

Great company

Really appreciate what zoopa have done for me when all other lenders turned they’re back on me Reviewed on: 26th January 2022

Excellent service

Excellent service, easy to use app and upto date information. Reviewed on: 26th January 2022

EASY!!

Easy to apply, app is easy to understand, no complicated jargon. Just easy money with easy repayments. Reviewed on: 26th January 2022

Credit made fair - Credit made easy

I was amazed at how easy the Zopa process was. From application to acceptance it couldn’t have been easier. The app shows me exactly what I’ve spent, and my bills are clear and transparent. Reviewed on: 26th January 2022

Good

Very nice no issues so far very secure Reviewed on: 26th January 2022

Best credit card.

The app is excellent, easy to navigate round and the services are prompt and helpful. Highly recommended. Reviewed on: 26th January 2022

Outstanding experience

From the initial simple process online application and then the clear and concise information regarding terms and conditions and helpful advise around lending. Excellent customer service, and I am a very happy customer. Reviewed on: 26th January 2022

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Choice Rewards Credit Card
from Lloyds Bank 4.17 from 14 reviews
Credit card
from Yonder 4.85 from 952 reviews
All in One Credit Card
from Santander 4.27 from 23 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69091 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub