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Zopa: Credit card reviews

Name: Credit card
Rating: 4.94 (43504 reviews)

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4.94

Based on 43,504 reviews, last reviewed 9th Apr 2026

156250% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent online service, resolved all issue through... Excellent online service, resolved all issue through chatting. Low interest rates, I pay 50% less compared with other credit companies with similar bo... Read more Reviewed on: 30th March 2026

Latest lowest rating:

1

Schizophrenic lunatics I was unemployed last year for 5 months. I agreed a £25 per month payment plan with Zopa which was good at the time and should have ended in March 202... Read more Reviewed on: 9th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (43504)

Fantastic service

Quick and easy to apply, friendly customer service would definitely recommend to all my friends and family Reviewed on: 26th January 2022

Jonah C

Amazing company and provide an excellent customer services. The staff are also knowledgeable about various products and service delivery. Reviewed on: 26th January 2022

Brilliant

They are very helpful and never pressurised Reviewed on: 26th January 2022

Love this credit card

Will definitely use this credit card again Reviewed on: 26th January 2022

Excellent credit card. Excellent customer service

10/10 so easy to apply and good interest rates Reviewed on: 26th January 2022

Excellent professional

Always helpful and quick to respond if I need help and advice would recommend to family and friends thank you Reviewed on: 26th January 2022

Easy to use and good customer service

I've never had a problem with Zopa, easy to use and a friendly service. Love the fact the company is growing and how Zopa's services are tailored to the customer. Reviewed on: 26th January 2022

Brilliant!

Helpful, handy, reliable! Couldn’t ask for more Reviewed on: 26th January 2022

Zopa we go

Easy access app, and engaging for users Reviewed on: 26th January 2022

Great service

I've had no issues with zopa I would recommend them to my friends Reviewed on: 26th January 2022

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