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Zopa: Credit card reviews

Name: Credit card
Rating: 4.87 (44347 reviews)

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4.87

Based on 44,348 reviews, last reviewed 25th Jun 2026

74% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Decent app-managed card, support needs to catch up A solid card for building your credit profile, managed entirely through the app which suits me. The one area that needs work is customer support — res... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Perfect choice. Perfect choice. Best company, they are paying off their loans, Reviewed on: 16th April 2026

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About this product

Zopa is an award-winning credit card provider.

You can apply for a Zopa credit card online and manage your account in the Zopa app. You’ll get instant payment notifications and the Credit Cushion feature lets you set aside some of your available credit card balance.

Zopa credit card reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.
Best credit card provider 2025

Awarded to the credit card provider rated highest in customer reviews.

Zopa Credit card reviews (44347)

Review of the Zopa, Credit card:

I've found zopa incredibly helpful all the time

I've found zopa incredibly helpful all the time Reviewed on: 17th April 2025

Been amazing always helped me out and always

Been amazing always helped me out and always Reviewed on: 15th January 2026

App very easy to use.

App very easy to use. Emails very informative and useful Reviewed on: 15th January 2026

Easy to use and good information when needed

Easy to use and good information when needed Reviewed on: 15th January 2026

Super and Briliant

Good and secure services also helpful for your what ever you need. Reviewed on: 15th January 2026

Great customer service, easy access via the app.

Great customer service, easy access via the app. Reviewed on: 15th January 2026

never had a real problem only small problem but cust...

never had a real problem only small problem but customer service sorted very quickly Reviewed on: 15th January 2026

credit builder

Good credit builder,easy to use,will recommend to family and frirnds Reviewed on: 15th January 2026

Fantastic credit card company

Had card for over a year, absolutely no worries with them Reviewed on: 15th January 2026

ZOPA. No problems.

I have had no problems with Zopa, i am always kept informed and updated Reviewed on: 15th January 2026

Very good customer service always friendly

Very good customer service always very friendly Reviewed on: 15th January 2026

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Want to see more from Zopa?

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